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EPQ Test

What's Your EPQ (Estate Planning Quotient)?


1)    If you die without a will or living trust, who decides what happens to your money?

       a)  The U.S. government

       b)  Your state government

       c)  Your oldest relative


2)    A living trust can save estate taxes that a will cannot.

       a)  True

       b)  False


3)    Life insurance and retirement plans should be considered as part of your estate plan.

       a)  True

       b)  False


4)    Can Five Acres benefit from your good intentions if you die before making a will or living trust that includes Five Acres as a beneficiary?

       a)  Yes

       b)  No


For more information about planned giving, please contact Cynthia Nickell, at (626) 798-6793 or email her at: cnickell@5acres.org.  Results of the E.P.Q. test are:





1)    b.  State law determines who inherits through the law of intestacy.


2)    b.  False. Both a will and a living trust can save taxes.  A living trust also allows your estate to avoid probate, which can be costly. A living trust provides other benefits but not necessarily tax savings.


3)    a. True  These are ideal means for providing charitable gifts with significant tax savings.


4)    b.  No. That's why it's important to act on your intentions now.


Something I Believe In

Ernest Posey's Story:

Ernie Posey met his wife Gunde many years ago making a sales call in Denmark.  “It was love at first sight.  As soon as I saw Gunde, I forgot all about the products I was trying to sell and tried to sell her on the idea of having dinner with me.  I never had such a tough sale!”

After numerous trips back to Denmark, Gunde finally gave in, and 23 years later they live happily in Arcadia and are the proud parents of two sons — David, a student at the Culinary Institute of America in New York, and Mark, a freshman at PCC.

Today Ernie is CEO of the J.T. Posey Company, a company his 91-year-old father founded in 1937. The company has grown to 375 employees with the head office in Arcadia, warehousing in Chicago and manufacturing plants in Mexico and China. The company has designed and developed over 600 products used in hospitals and nursing homes around the world.

“I am grateful that I have been so fortunate and received the love and attention every kid needs growing up.  It’s important to me to help the children at Five Acres grow up in a secure and supporting environment”

Ernie is a Five Acres Ambassador and serves on the investment committee.  When asked how he came to know about Five Acres, his quick reply is, “Gary pulled me in!”  Five Acres board chair Gary Blasiar met Ernie through YPO (Young Presidents’ Organization) in 1992, and Ernie has been an active volunteer and generous donor ever since.

“Five Acres is very important to me. I realize that budget cuts will only get worse and want to help while I’m alive and into the future. That’s why Gunde and I have included Five Acres in our estate plan. My association with Five Ares has been very rewarding.  It’s something I believe in.  I only wish I could do more.”

For information about the scholarship fund or ways to remember Five Acres in your estate plan, please contact Cynthia Nickell, at 626.798.6793 Ext. 2250 or email Cynthia